Effective August 14, 2008

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VARIABLE INTEREST RATE PRODUCTS**

PREMIER NOW CHECKING
Tiered Balance
Interest Rate
APY
$750 - $9,999
.10%
.10%
$10,000+
.25%
.25%
 
STATEMENT SAVINGS
Tiered Balance
Interest Rate
APY
$250 - $9,999
.25%
.25%
$10,000+
.50%
.50%
 
MONEY MARKET
Tiered Balance
Interest Rates
APY
$2,500 - $9,999
.50%
.50%
$10,000+
1.00%
1.00%
 

 

FIXED INTEREST RATE PRODUCTS

CERTIFICATES OF DEPOSIT
$1,000+
TERM
Interest Rate
APY
12 Month
3.20%
3.25%
24 Month
3.44%
3.50%
36 Month
3.68%
3.75%
48 Month
3.68%
3.75%
60 Month
3.68%
3.75%
Early withdrawal penalty, equaling 90 days of interest, may apply to any funds withdrawn prior to the CD maturity date.
 
CERTIFICATES OF DEPOSIT
$1,000+
TERM
Interest Rates
APY
Premier 1 (12 Month)
2.96%
3.00%
Premier 1 allows unlimited deposits and one withdrawal, penalty free, during the term of the CD. If you exceed more than the one allowable withdrawal during that term a penalty of 90 days of interest may apply to any funds withdrawn.
 
7 - DAY CD
Minimum balance to open
Interest Rate
APY
$5,000
1.49%
1.50%
If you choose to withdraw funds during the 7 days you will forfeit all interest earned in that term.
 

** Interest rates may change after account is open.

APY's are accurate as of the date indicated above and are subject to change daily
Applicable fees may reduce earnings
APY = Annual Percentage Yield

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Wednesday, August 20, 2008