| FOCUS NOW CHECKING |
|
| Tiered Balance |
Interest Rate |
APY |
| $750 - $9,999 |
.10% |
.10% |
| $10,000 - $99,999 |
.25% |
.25% |
| $100,000+ |
.50% |
.50% |
| |
| FOCUS MONEY MARKET |
|
| Tiered Balance |
Interest Rates |
APY |
| $2,500 - $9,999 |
.50% |
.50% |
| $10,000 - $74,999 |
1.00% |
1.00% |
| $75,000- $249,999 |
1.49% |
1.50% |
| $250,000 + |
1.98% |
2.00% |
| |
| FOCUS STATEMENT SAVINGS |
|
| Tiered Balance |
Interest Rate |
APY |
| $250 - $9,999 |
.50% |
.50% |
| $10,000 - $74,999 |
1.98% |
2.00% |
| $75,000 - $249,999 |
2.96% |
3.00% |
| $250,000 + |
2.96% |
3.00% |
| |
| EARNINGS CREDIT RATE |
|
| Earnings Credit Rate: |
1.50% |
| |
|
FIXED INTEREST RATE PRODUCTS
|
| CERTIFICATES OF DEPOSIT |
|
| |
$1,000+ |
|
| TERM |
Interest Rate |
APY |
| 12 Month |
3.20% |
3.25% |
| 24 Month |
3.44% |
3.50% |
| 36 Month |
3.68% |
3.75% |
| 48 Month |
3.68% |
3.75% |
| 60 Month |
3.68% |
3.75% |
Early withdrawal penalty, equaling 90 days of interest, may apply to any funds withdrawn prior to the CD maturity date. |
| |
| 7 - DAY CD |
|
| Minimum balance to open |
Interest Rate |
APY |
| $5,000 |
1.49% |
1.50% |
If you choose to withdraw funds during the 7 days you will forfeit all interest earned in that term. |
| |
** Interest rates may change after account is open.
APY's are accurate as of the date indicated above and are subject to change daily
Applicable fees may reduce earnings
APY = Annual Percentage Yield |
