KEEPING YOUR INFORMATION SECURE
Keeping your financial information secure is one of our most important responsibilities. We value your trust and handle your information with care. Our employees access information about you when needed to maintain your accounts or otherwise meet your needs. We may also access information about you when considering a request from you for additional services or when exercising our rights under the law or any agreement with you.

We safeguard information according to established security standards and procedures, and we continually assess new technology for protecting information. Our employees are trained to understand and comply with these information principles.

If you decide to close your account(s), or become an inactive customer, we will adhere to the privacy policies and practices as described in this notice.

INFORMATION WE DO NOT DISCLOSE
We do NOT disclose or sell any non-public personal information about you to anyone, except as permitted by law such as subpoenas or tax levies.

We do NOT use, disclose or sell personal medical information about you that you may provide to us, for marketing purposes or in making a credit decision.

THE INFORMATION WE COLLECT
We may collect non-public personal information about you from the following sources:

• Information we receive from you on applications or other loan and account forms;
• Information about your transactions with us or others; and
• Information we receive from third parties such as credit bureaus.

SHARING INFORMATION WITH COMPANIES THAT WORK FOR US
To assist us in offering you services, we may occasionally share information with companies that work for us, such as check-printing, credit reporting and data processing companies. These companies might, for example, assist us in offering you certain products and services or help us mail account statements. These companies act on our behalf and are obligated to keep information that we provide them confidential.

KEEPING YOUR INFORMATION ACCURATE
Keeping your account information accurate and up-to-date is very important. If you ever find that your account information is incomplete, inaccurate or not current, please call or write us at the telephone number or address listed on your account statement. We will correct any erroneous information as quickly as possible. If you have any questions or comments please contact us at (603) 647-4446 or 1-800-483-0220 or send us an e-mail at privacy@centrixbank.com.

ONLINE PRIVACY GUIDELINES

PROTECTING INFORMATION ONLINE
Whether you are a current customer or just visiting us online, we safeguard the information you provide to us at www.centrixbank.com. How we use and protect this information is described below.

HOW WE HANDLE E-MAIL
We preserve the content of your e-mail, your e-mail address and our response so that we can more efficiently handle any follow-up questions you may have. We also do this to meet legal and regulatory requirements. If we think that a particular Centrix Bank account or service might apply to your situation, we may occasionally contact you at your e-mail address to inform you of potential benefits and availability.

Regular non-encrypted Internet e-mail is not secure. In the instances where Centrix Bank Internet e-mail addresses are provided, these are provided for information inquiries of a non-sensitive and non-confidential nature.

PROTECTING YOUR ONLINE BANKING
When you bank online with us, we, along with the outside companies we work with to bring these services to you, have access to your information. Information is retained on our system or the system of the appropriate outside company, depending on what is required in order to serve you.

We use state-of-the-art Internet technology, supported by the outside companies we work with, to make online banking secure and to protect your personal information. The Internet banking service employs Secure Socket Layer (SSL) protocol (to ensure all data is encrypted), industry leading firewalls, custom designed architecture and unique identifiers and passwords. All this is designed to ensure the safety of your Internet banking transaction. You can also help maintain the security of your banking information by not sharing your I. D., or password with anyone, by changing your password regularly and by remembering to sign off.

WHEN INFORMATION IS COLLECTED AND NOT COLLECTED
Some areas of our web site require information, such as your e-mail address, to enable you to perform certain tasks (for example, to correspond with us). In these cases, we collect your information so if necessary we may interact with you. If you do not interact with us and you browse our web site anonymously, any personal information, such as your e-mail address, is not collected.

We gather and analyze data regarding usage of our web site, including domain name, number of hits, pages visited, length of user session, etc., to evaluate the usefulness of our site.

ABOUT "COOKIES"
To provide better service and a more effective web site, we use "cookies" as part of our interaction with your browser. A "cookie" is a small text file placed on your hard drive by our web page server. These cookies do not collect personally identifiable information and we do not combine information collected through cookies with other personal information to determine who you are or your e-mail address.

Cookies are commonly used on web sites and do not harm your system. By configuring your preferences or options in your browser, you determine if and how a cookie will be accepted. We use cookies to determine if you have previously visited our web site and for a number of administrative purposes.

OUR PRIVACY COMMITMENT TO YOU
You can count on us to keep you informed about how we protect your privacy and limit the sharing of information you provide to us whether it is at our banking office, over the telephone or through the Internet.

Please contact us at (603) 647-4446 or 1-800-483-0220 or by e-mail at privacy@centrixbank.com should you have any questions or comments.