February 22, 2012

Corporate Credit Cards

Through our partnership with First National Bank of Omaha, Centrix Bank now offers corporate credit cards for our business, municipal and not-for-profit customers. We have a variety of cards to meet your wide range of business needs.



Business Edition® Visa® Card


Keeping track of all your business expenses can be a daunting task. With the Business Edition® Visa® Card, you have the power to manage your expenses with ease, so you can spend more time running your business.



Features:

  • Low rates
  • No annual fee
  • Easily track business expenses
  • Online access to view transactions, pay your bill, view statements and more


Credit Disclosure:
Annual Percentage Rate (APR) for
Purchases & Balance Transfers 9.99% or 15.99%, based on credit worthiness.
APR will vary with the market based on the Prime Rate.
APR for Cash Advances 25.24%
APR will vary with the market based on the Prime Rate.
Annual fee None
Transaction fee for Balance Transfer $10 or 5% of the amount of each transfer, whichever is greater.
Transaction fee for Cash Advance $15 or 5% of the amount of each cash advance, whichever is greater.
Late payment fee $35 if New Balance is less than $500; $39 if New Balance is equal to or greater than $500.
Over-the-Credit-Limit fee $39


Business Edition® Visa Card® with Maximum Rewards®


Put your purchases to work with the Business Edition® Visa® Credit Card with Maximum Rewards®. You will earn points on qualifying purchases that can easily be redeemed for a statement credit, travel, merchandise or gift cards.



Features:

  • Earn reward points
  • No annual fee
  • Low rates
  • Online access to view transactions, pay your bill, view statements and more



Credit Disclosure:
Annual Percentage Rate (APR) for
Purchases & Balance Transfers 11.99% or 17.99%, based on credit worthiness.
APR will vary with the market based on the Prime Rate.
APR for Cash Advances 25.24%
APR will vary with the market based on the Prime Rate.
Annual fee None
Transaction fee for Balance Transfer $10 or 5% of the amount of each transfer, whichever is greater.
Transaction fee for Cash Advance $15 or 5% of the amount of each cash advance, whichever is greater.
Late payment fee $35 if New Balance is less than $500; $39 if New Balance is equal to or greater than $500.
Over-the-Credit-Limit fee $39


How We Will Calculate Your Balance: We use a method called "average daily balance" (including new purchases).
Index And When It Is Determined: The Index used to determine your variable APRs is the highest U.S. Prime Rate as published in the "Money Rates" section of The Wall Street Journal during the 90 days immediately preceding the last day of each calendar month (the determination date). The Index will be effective for the entire billing cycle that ends in the second month after the determination date. For example, if your billing cycle ends in July, we will use the Index determined on May 1st. As of 05/01/2011, the Index (Prime Rate) was 3.25%.



Commercial Edition® Visa Card®


Now you can combine two powerful expense management tools into one card. The Commercial Edition® Visa Card® simplifies purchasing and helps control expenses making it the ideal choice for large businesses.



Features:

  • Control spending with over 800 merchant category codes
  • Establish individual credit limits to accommodate unique spending needs
  • Limit cash access
  • Online access to reports
  • Earn reward points for business spending



For more information on our corporate credit cards or to apply, please contact:



Joyce Baldassare
Senior Vice President
Chief Deposit Officer

Member FDIC | Equal Housing Lender