

| Account Type | Balance to Earn Interest* | Balance to Avoid Service Charge** | Monthly Service Charge | Online Banking | ATM/Debit Card | |
|---|---|---|---|---|---|---|
| Focus Checking | More» | N/A | $5,000 | $10 | Yes | Yes |
Focus CheckingFocus Checking is an economical solution for our small business customers or a perfect secondary account. No service charge is assessed for the first 150 checks paid and/or 50 deposits processed per statement cycle with a minimum balance of $5,000 in a checking account or $10,000 combined in a checking and savings account. Additional checks and/or deposits are assessed a per item charge. | ||||||
| Focus Preferred Checking | More» | N/A | $10,000 | $15 | Yes | Yes |
Focus Preferred CheckingWith a Focus Preferred Checking account, you can write up to 250 checks and/or make 75 deposits per month without any fees by maintaining $10,000 in a checking account or $25,000 combined balances in a checking and savings account. Additional checks and/or deposits are assessed a per item charge. | ||||||
| Focus Premium Checking | More» | N/A | N/A | N/A | Yes | Yes |
Focus Premium CheckingWith a Focus Premium Checking account, business customers can minimize or completely eliminate monthly service fees with an earnings credit applied to your account. This account offers no transaction limitations. | ||||||
| Focus NOW Checking | More» | $750 | $750 | $10 | Yes | Yes |
Focus NOW CheckingFocus NOW Checking is available for sole proprietorships. This account earns a market interest rate and there are no service charges if you maintain a $750 minimum balance. | ||||||
| Community Premium Checking | More» | N/A | N/A | N/A | Yes | Yes |
Community Premium CheckingWith our Community Premium Checking, not-for-profit customers can minimize or completely eliminate monthly service fees with an earnings credit applied to your account. This account offers no transaction limitations. | ||||||
| Municipal Premium Checking | More» | N/A | N/A | N/A | Yes | Yes |
Municipal Premium CheckingWith our Municipal Premium Checking, municipal customers can minimize or completely eliminate monthly service fees with an earnings credit applied to your account. This account has no transaction limitations. | ||||||