There has been significant negative news in the media surrounding the recent failure of IndyMac Bank in California, with much attention currently focused on the general strength of the entire banking system. Consequently, the media has aggressively raised the question about deposit insurance safety and has encouraged people to gain comfort with their individual depository situations.

In response to this environment, Centrix Bank has developed two documents, which can be found on this web site. The first is a “Fact Sheet” that objectively outlines the Safety & Soundness of the banking industry. The second document provides questions and answers surrounding deposit safety information. We believe that, collectively, these documents will provide you with the necessary information to clearly confirm the overall health of the US banking industry, as well as, specifically, the current strength and condition of Centrix Bank.

Centrix Bank remains “well capitalized” from a regulatory perspective. We continue to grow and our loan window remains fully open for deserving borrowers. In addition to ongoing and routine FDIC and State regulatory examinations, Centrix Bank has received highly favorable ratings from independent rating agencies such as VERIBANC and Bankrate.com. Current language in the report from Bankrate.com indicates “as of March 31, 2008, this bank (Centrix Bank) exhibited a sound condition, characterized by normal overall, sustainable profitability, a very high measure of asset quality, mid-range capitalization, and ample liquidity”.

We continue to be very vigilant of the changing environmental landscape, managing the bank in a highly prudent manner.

We are responding directly to all inquiries resulting from the national media attention concerning depository insurance safety. We look forward to a continuing bright future, building from our current position of financial strength. I am happy to answer any questions you may have. I can be reached at 603-647-4446 or at jreilly@centrixbank.com.

Thank you for your support.